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10 Ways to Save Money on Childcare

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Most parents know the struggles of affording childcare. Regardless of income, marital status, or overall socioeconomic situation, we all have a hefty bill to pay in the childcare department. Let’s face it, paying for proper, reliable childcare is like paying rent! Here are some tips that I’ve learned as a parent to help save money on childcare.

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Parent-Child Exchange Hub

Daycare centers or before/after school care programs aren’t your only options. Here’s a little secret that might be key to you saving a lot of money. One of your goals should be to stay in the loop with other parents. These are your people. Some parents like to group up into “hubs.” There can be hubs for everything: homeschooling field trips, homework checks, study groups.

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Even if some cash has to change hands, friends are less likely to overcharge you, and are also more likely to be honest with you about your child’s activities or behavior. After all, you both want what’s in the best interest for each other! It’s a win, win for the team!

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Church-Based Childcare

Churches are more than willing to help the community. Not a member? No problem! Most churches don’t discriminate, welcoming newcomers with open arms. They want to help. Even if you have no intention to join, some community churches will still offer free to low-cost daycare, school, and summer camps or Vacation Bible School to families in need!

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Ask the State

If you are a low-income family, there is always government assistance. There are programs specially designed to help low-income families with childcare. It is ok to use your community resources when you’re in a pinch – you help pay for them with your taxes.

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Work from Home or Take Courses Online

There’s no better time than post-Covid to find job opportunities working online! I know it sounds challenging, working while your kids tug on your shirt, asking for another cookie, but this may be a new lifestyle we all need to adapt to.

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Another option worth considering is online college classes instead of in-person classes. You get more flexibility and can attend classes while simultaneously cooking dinner or folding laundry. It’s a win win!

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