Ever since becoming a parent I have been paying close attention to the way I drive and the way others drive around me. In the beginning it left me paranoid, but now I am trying to spread as much information as possible to help others stay safe on the road as well.

Tips for staying safe on the road

With newer cars now coming equipped with top safety features like backup camera, Blind Spot Detection, Lane Departure Warning, and Advanced Smart Cruise Control, the roads are becoming safer.  I know for our family these safety features were important when we purchased our car, especially now that we have children riding with us 90% of the time. However, accidents still happen.

According to The Association for Safe International Road Travel, more than 2.3 million people are affected by car accidents each year. In order to minimize crash-related injuries, it’s important to be informed, which can help you make safer travel choices.

In light of these statistics, MetLife Auto & Home® recently launched the sixth video in its Mastering DisasterSM video series, “Road Safety,” created to help consumers prepare themselves in case of an emergency situation.

Before even getting behind the wheel, it is important to take time to understand your insurance policy, as many have 24/7 emergency support and enable the claim process when you need it the most. Other car safety tips include:

Vehicle breakdown guidelines:

  • Turn on hazard lights to warn approaching traffic from behind.
  • Take nearest exit to seek help or pull off to the far right shoulder.

Ensuring safety before help arrives:

  • Raise the hood of the car to let others know assistance is needed
  • Set up emergency warning triangles to alert approaching traffic
  • Store emergency/survival kit in the back of the car

If you aren’t in the market for a new car with those safety features I mentioned above, there are several safety features you should look at in your own car or a used car you may be purchasing.

MetLife Auto & Home® suggests your used car is road-ready and equipped with these important safety features:

  • Air Bags Frontal-impact bags have been required on all cars since 1998, which is the same year side-curtain air bags were introduced. Air bags are important because they can prevent head injuries, and protect drivers and passengers from debris in the event of a collision.
  • Antilock Brakes (ABS) When you have to slam on the brakes, ABS helps you stop quickly and maintain steering control. Many vehicles manufactured before 1987 do not have ABS.
    Electronic Stability Control (ESC) This feature prevents skidding when turning, making it welcomed for slick conditions or when maneuvering to avoid collisions. ESC was introduced in 1995; it became standard in 2012.
  • Lower Anchors and Tethers for Children (LATCH) If your child uses a safety seat, LATCH allows you to install it, safely and easily, without seat belts. The restraint system is available on most vehicles built since 2002.
  • Seat Belts Seat belts have been standard for years, but they haven’t always looked like the three-point lap-and-shoulder belts typical of today’s cars. Older vehicles simply may have lap belts, which aren’t as safe. For added safety look for seat belts with pretensioners and adjustable upper anchors.

Additional safety considerations

  • Have a reputable and trustworthy mechanic inspect the car before you buy.
  • Ask to view the service record to be sure the vehicle has been properly maintained.
  • Request a vehicle history report to learn if the car has been involved in an accident or flood, and to verify mileage.
  • Research the model’s safety scorecard by referring to the Insurance Institute for Highway Safety (IIHS) Top Safety Picks.

Metlife

Did you know? By purchasing home or auto insurance through your employer’s benefit program, you could save money by taking advantage of group discounts. If your employer offers access to MetLife Auto & Home’s group insurance program, you could receive special savings – others who switched saved an average of $466/year!*

*Savings based on our 2014 countrywide research of new call center customers’ annual average savings in 2013.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify.

For more information visit the MetLife Your Life web page or instant quote page.

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MetLife Auto & Home® has (1) $100 AMEX gift card along with a MetLife® blanket to give away to one of you!

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AMEX is not affiliated with MetLife Auto & Home® and does not sponsor, endorse, approve, nor have any responsibility for this promotion.  Each entrant into the giveaway completely releases Facebook.  This promotion is in no way sponsored, endorsed or administered by, nor associated with, Facebook. No purchase necessary to enter.  Purchase will not affect chances of winning.  Taxes are the responsibility of the winner.  Winner is selected by a random drawing.  No substitutions or cash exchanges.  Unclaimed prizes held for 30 days.  Promotion may be conducted across several locations.  Odds of winning depend on number of entries received.  Void where prohibited.  Entries must be received within contest period, available upon request.  Age and residency requirements may apply.  Entrant bears risk of lost entry ticket.  Winner list is available upon request.  Company bears no liability for winners’ use of prize.  Acceptance of prize is waiver/release from liability.  Publicity release from winner may be required.  Complete contest rules, prize description/value/number of prizes available upon request.

 

* This is a sponsored post on behalf of Metlife Auto & Home® and Simply Real Moms. Opinions are our own.